Effective Date: January 2026

JimRoneckerLoans.com (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website or contact us through our services.

We may collect personal information you voluntarily provide, including:

• Name
   
• Email address
   
• Phone number
   
• Information submitted through contact forms or application links
   

We do not knowingly collect information from children under the age of 18.

We use the information you provide to:

• Respond to inquiries
   
• Communicate about mortgage services
   
• Connect you with loan application resources
   
• Improve our website and services
   

We do not sell your personal information.

Our website may use cookies and similar technologies to improve functionality and analyze site traffic. These tools may collect non-personal information such as browser type or pages visited.

We may link to third-party websites or services, including secure loan application portals. We are not responsible for the privacy practices of those third parties, and we encourage you to review their policies.

You may contact us at any time to request updates or corrections to your information.

Jim Ronecker
Mortgage Loan Originator
Integrity Financial Services (NMLS 327908)
NMLS 1025516
Phone: 727-531-0000

Effective Date: January 2026

By accessing or using JimRoneckerLoans.com (the “Site”), you agree to these Terms of Use.

This Site is provided for informational purposes only. Use of this Site does not constitute a loan commitment or approval.

You agree to use the Site lawfully and not to attempt to disrupt or misuse its content or functionality.

Information on this Site is general in nature and should not be considered legal, tax, or financial advice. Mortgage programs, rates, and terms are subject to change and qualification.

The Site may include links to third-party websites, including loan application platforms. We are not responsible for the content or accuracy of third-party sites.

All content on this Site, including text and graphics, is owned by or licensed to JimRoneckerLoans.com and may not be reproduced without permission.

We are not liable for any damages resulting from use of or inability to use this Site.

These Terms are governed by the laws of the State of Florida.

For questions regarding these Terms, contact:
Jim Ronecker
Integrity Financial Services
727-531-0000